Income protection. How to get cheap income protection insurance, where to get your income protection insurance quote (including where to get an online insurance quote)

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Income Protection

This form of life insurance (also known as "Personal Accident and Sickness" insurance) pays a regular income to the insured person who is unable to work because of illness or injury. As with Critical Illness Cover, Income Protection cover can be expensive. Indeed, in certain cases is can be very difficult to obtain (for instance if your occupation is deemed to be high risk).

If you were unable to work due to accident or illness then the UK state benefit may not be enough to pay your bills and mortgage.

If you are unlucky enough to be unable to work due to accident or illness then Income Protection Insurance will pay a regular defined amount. The amount paid will depend on the amount of cover that you have selected and the income protection insurance premuims will be calculated based on your occupation, benefit required etc.

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