Pays out a
lump sum, or income (depending on the terms of your policy), on
the death of the life insured.
helps you to provide financially for loved ones should you die.
Some policies will also pay-out if you are diagnosed as terminally
Who needs life
If you have
a family or others who are financially dependent on you, or you
have a mortgage then life insurance can help your loved ones by
paying them a lump sum.
What does life
premuims will depend on gender, age, whether you smoke and even
Will you be
covered for critical illness?
Some life insurance
policies will cover you (either as standard, or for an increased
premuim) should you be diagnosed with a critical illness. This means
that if you are diagnosed with a specified critical illness (as
defined in the terms of the life insurance policy) you will receive
a cash lump sum.
illness cover is also available as a standalone product